Free tools
Tools for working through IRD debt
Practical, private and free. None of these tools asks for an interest rate, and nothing you enter is sent to us.
IRD debt options checker
Answer a few questions and get a calm, ranked plan with the deadlines that apply to you.
Open the tool →Statutory demand deadline counter
Enter the date you were served and see the 10 and 15 working day marks.
Open the tool →NZ tax due-date timeline
Your next 12 months of GST, PAYE, provisional and terminal tax dates on one timeline.
Open the tool →Arrangement vs loan cost check
Compare an instalment arrangement and a loan in dollars and risk, without any rates.
Open the tool →Questions to ask any adviser
A printable checklist to take into any meeting about liquidation, restructuring or tax debt.
Open the tool →Which tool should you start with?
If you're not sure where you stand, start with the IRD debt options checker. It ranks your options and flags deadlines and credit-reporting risk. If you've been served a statutory demand, use the deadline counter and call a lawyer the same day. If you're deciding between an IRD payment plan and borrowing, the cost check compares them in dollars. And if you're meeting any adviser about liquidation or restructuring, print the questions to ask first.
When you're ready to talk to a person, start a 60-second enquiry. There's no credit check to enquire.
Clear the IRD debt. Keep the business.
Tell us what you owe and what you own in about 60 seconds. There's no credit check when you first enquire, and a real person calls you back before anything else happens.
No credit check to enquire
Not sprayed to lenders
A real person reads it